Why do americans think our unaffordably high cost of health care is a good and moral thing?

By the way, if a family of 5 were the parents work and earn a total of $60,000 per year, but do not have health insurance wanted to by coverage for the parents both 38 years old, the children 15, 13, and 10 ...all in good health. The coverage they seek is maximum $25 dollar deductible for any and all visits to the doctor or to a specialist and 80% coverage of all procedures and hospitalizations for all family members up to a $2,000 maximum out of pocket per family member per year, and a maximum $300,0000 of coverage for the entire family per year. Vision and dental are a $50 dollar deductible and a straight 80% of everything thereafter up to a total coverage of $1500 per person per year. If this family has to go out in the market place in buy such a policy in the USA, how much would it cost??? My guess is such a comprehensive and decent policy would cost that family over $8,000 per year minimum and thats if everyone isperfectly healthy. Anyone know????
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It depends on where you buy it, but plugging in the numbers to e-Healthinsurance I found a policy for my state (WA) with a slightly lower copay and deductibles for said family for $9156/year. A very slightly higher plan ($30 copay, $3,000 deductible, $12,000 OOP annual limit after deductible) was $7944. My policy is a helluva lot better, and I pay $150/month total for my wife and me. I work at a lab where, in order to recruit the best and the brightest, they HAVE to offer good health benefits. If you really want to reduce costs we need to remove the government almost entirely from the equation, as well as insurance companies. We need to set up the system so NOBODY has health insurance, beyond catastrophic coverage similar to collision coverage for your car or fire insurance for your home. If we did that doctors would have to start competing again, and the government wouldn't be subsidizing health insurance for those who have it through their employers (my awesome plan comes out of my before-tax pay, and the employer's contribution isn't taxed as income). I can point to a medical system that already runs like this: my dog's. Veternarians have to compete, they don't need 8000 billing assistants to deal with the insurance companies, and they're free to set their own prices. Hence I can shop around, and stuff that would cost thousands if it happened to me costs hundreds when it happens to my dog. I do not think that health care is a moral issue, I think it is an economic issue. Health care is simply a service provided by highly trained professionals. The cost of their service is kept artificially high through government subsidies and programs, the first step in bringing about a true market-driven system would be to eliminate the government interference. Vote Libertarian
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