Health insurance in USA is a complete rip off, scrap it and lets get competitive tendering in for taxpayers to?

Monday, March 14, 2011

I noticed my old friends in the USA are having a big debate about healthcare, getting a better service for all and at a better price. From some press reports I have read Some of you do not like to look a gift horse in the mouth? maybe you work for insurance companies I suspect! This is why I KNOW that Americans are being scammed and ripped off by the Government, Health insurance and the hospitals. I am from Uk but spent 7 years there in San Diego, Houston and Phoenix and I needed treatment 3 times for various things. On all 3 occasions I was charged a small fortune ($2000) for menial medical work, (a stitch in my lip and check pulse, most of the time I spent waiting to be seen, (hours). When I told them I had no medical insurance they reduced it to $300. Case 2 Blood tests ($940) but if I paid cash $130, Sharps Hospital San diego. Houston local doctors remove a boil on my back $260 but for cash $45. Dentists San diego all treatment less than half price just for having a $50 family discount ticket.(not insurance). I saved thousands off that ticket. Wife had a baby, $10,000, but we had no insurance so we paid $250, (some local tax on tobacco and booze paid the rest. I have heard some say health care in USA is far superior to the free one we have here in uk, WELL IT FRANKLY IS NOT, you have lawsuits over there in USA that prove that healthcare in UK is just as good as USA and its almost free here. True, non urgent things may require an appointment a few weeks forward but anything urgent is dealt with quickly. The ambulance service arrive within minutes of being called and they don't carry invoices or calculators for $2000 taxi ride to hospital! I think you should back your president, get almost free healthcare for all, get better pricing and everyone who works pays a little extra tax just as we do here in Europe, we call it National Insurance contributions, its about 5% of your capped earnings/wages, this covers not only health care but also sickness benefits, retirement pension, dental, optical, unemployment / disability benefit, child and workers tax credits Nobody is ever excluded and there is no CoPay either, They fix you no questions asked, a very comforting thought. Whoever heard of an insurance policy where you go to hospital and have to pay half the f***** bill as well? In the American System the employer pays insurance the employees pay too and then there is copay fees to pay too? who is getting all this money? where the heck is it going? at the prices they charge there should be no copay. For you die hards there is BUPA health insurance that UK has too but that is cheap, a fraction of the USA cost. OK Americans let me know your thoughts do you want an almost free healthcare for all in the USA, similar to UK? if you don't prove to me why your rip off system is better? your system benefits the rich and the scammer hospitals and insurance companies. SUPPORT YOUR PRESIDENT
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Edit: You know what... You don't live here, so it's not your problem and it's none of your business. It's NOBODY'S responsibility to "share their wealth" with others. What's mine is mine. What's yours is yours. Edit 2: On #5, I said "Medicade" (for poor people) not "Medicare" (for senior citizens). I don't give a flip what kind of quality health care you have in the UK. So no, I don't "know it". 1.) You do not live in the USA, so I really feel your few hospital encounters here do not qualify you to judge the system we have. 2.) This is a capitalistic, not socialistic, country. America was founded on religion and hard work. Too many people expect a handout these days. People need to work hard for the things they want. 3.) This wasn't a worldwide issue until Pres. Obama chose to make it such. 4.) Sure, I have problems with my health care. But guess what: It's MY body and MY money and I'll do whatever I choose with both. I don't need some angry person across the Pond to tell me otherwise. On top of that 27% of my income comes out of my paycheck (from taxes) before I ever even see it. About 12% already goes "into the system". I don't need that number to be raised so that someone I've never met can get it. 5.) Our country has many health options. People can choose from private health insurance companies that are in many cases covered by their employers. Many people who cannot afford health insurance qualify for Medicade and state health care programs. And what about the Health Department? There were a few years growing up when my family didn't have health insurance. We went to the Health Department when we needed to see a doctor and got proper care there for little or nothing. 6.) And what is all this, "If I paid cash..." stuff you're talking about?? I have never in my life heard of a hospital or doctor's office saying, "If you pay with a check or bank card, it will be $300, but if you pay with cash it will only be $50." If that happened to you, you were scammed by some greedy, dishonest employee. 7.) My health is none of the government's damn business. It's NONE of their business what my health conditions are. I am not a burden to society and I pay all my debts. 8.) Think back to the history classes you took.... Many people who started this country (the USA) came here seeking freedom from England. Please don't stir that up again. Just because you guys have a certain health care policy doesn't mean we have to use it. 9.) Everyone is entitled to their own opinions. Stop trying to brainwash people. Have you nothing better to do with your day??? 10.) One of the beautiful things about our country is that people don't have to agree with the President on every issue. This is not a dictatorship, it's a democracy. I support my country and our military. I do not support President Barack Obama's health care plan one bit. That's one of my American rights.
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